6 Steps to Homeownership

When looking for a home, whether you are a first time buyer or empty nester preparing for downsizing, there are 6 steps to homeownership you should follow. 

1. Find a Realtor. locate a trusted Realtor that has your best interest at hand.

2. Contact a lender. Not all lenders are the same, so shop around. Whether it's your credit union or a mortage company that specializes in home loans. This is the easiest part. 

3. Set a budget and know your currenty fund availability. Try not to stretch yourself too thin on what you want in a house. You still want to afford date night, play days, and relaxing in your new home.

4. Create a Game Plan. Don't go into this investment using the aethestics part of your brain. Look at your timeline, what you need to do to prepare, and that time of year (school, holidays, etc)

5. Start House Shopping. This is the hard part. The easy part is knowing how much house you can afford, with that in mind you can look at what your budget can handle and keep your expectations to what you qualify for.

6. Make an Offer on a House. The market is always changing, so "date the rate, buy the house". It's out there waiting for you.